Four Pillar Friday
Your weekly guide to thriving in every aspect of life—Physical, Mental, Spiritual, and Financial Wellness.
Insights
Mid-Quarter Market Commentary
While the Fed and the market are fairly aligned in their expectations, fixed income markets are likely to remain somewhat volatile while the fiscal impacts of the new administration’s policies become clearer. However, higher yields insulate bond investors from interest rate risk and elevated equity valuations make bonds more attractive on a relative basis. Given the level of concentration within US equity markets, we believe that international, value and small-cap equities provide a critical element of diversification. We advocate building portfolios to achieve your long-term goals as opposed to trying to react to the latest headlines. Please don’t hesitate to reach out to your advisor to schedule time to discuss your financial plan, including your goals and planning assumptions.
Four Pillar Friday
Your weekly guide to thriving in every aspect of life—Physical, Mental, Spiritual, and Financial Wellness.
Debunking Investing Myths
Every investor has heard at least one “rule of thumb” that sounds too simple—or too ominous—to be true. Some of these “tried and tested” maxims come from decades of market folklore; others are simply repeated so often they start to feel like fact. In this post, we’ll debunk six common investing myths using historical data and a long-term perspective.
Rethinking Education for Fulfillment and Financial Well-Being
If we want to set the next generation up for success, we need to go beyond achievement and income. We need to help them invest in their strengths, align their financial choices with their values, and build lives of purpose, impact, and fulfillment.
Four Pillar Friday
Your weekly guide to thriving in every aspect of life—Physical, Mental, Spiritual, and Financial Wellness.
The Generosity Gap: Balancing Support and Independence in Families
When approached thoughtfully, wealth can be a catalyst for growth and opportunity rather than a source of conflict. Families that prioritize clear communication, shared values, and personal accountability are better positioned to navigate the challenges of the generosity gap.
Maximizing Your Cleveland Clinic Retirement Benefits: What You Need to Know
Working at Cleveland Clinic comes with a variety of financial perks—chief among them are the retirement plans that can help you build long-term wealth. Understanding how to leverage each plan fully can feel overwhelming. Below, we break down the key features of the 401(a), 403(b), and 457(b) plans, plus the Equity Accumulation (EA) program. We’ll also explain how to implement a “mega backdoor Roth” strategy within the 403(b), so you can take your retirement savings to the next level.
Four Pillar Friday
Your weekly guide to thriving in every aspect of life—Physical, Mental, Spiritual, and Financial Wellness.
Missing the Best Days in the Market: The Up and Downs of Staying Invested
Insights Blog Missing the Best Days in the Market: The Up and Downs of Staying InvestedJanuary 22nd, 2025 // Adam